When life knocks you down, Eleos picks you up
The insurance to count on for regular financial support when work stops because of illness or injury.
When life knocks you down, Eleos picks you up

Eleos policies are protected by the FSCS.
Insurance that throws you a financial lifeline
What is income protection insurance?
It gives you a regular income when you can’t work and earn.
Here’s a couple of reasons why you need it
With income protection insurance you’re buying a safety net that’s cheap to pay for and easy to manage. And when you need it, it’s just waiting for you to claim.
& what makes us different?
No calls or emails – just a few questions and a quote within seconds
No jargon – just clear explanations from start to finish
You're free to personalise, change or cancel, with no cancellation fee
Insurance and a whole lot more
When you buy a policy through Eleos you’re opening the door to a suite of four fantastic extra benefits.
We call them enhanced, but you’ll soon find them indispensable.
Benefits to make life happier and healthier
Access to GP services 24/7 by phone or video including prescription delivery.
Improve and maintain your mental health with a programme accredited by the National Institute for Health and Care Excellence (NICE).
20% off ‘Anytime’ membership at any of Nuffield Health’s 110 gyms.
£6,000 paid to your spouse or your estate if you pass away during the life of your policy.
These are discretionary benefits, which means they can be withdrawn at any time. However, if we have to do this, we'll give you at least six months' notice.
Check out our Enhanced Benefits page to see the full details of these valuable benefits, which won’t cost you a penny extra.
Don’t ask if you can afford to have it – ask if you can afford not to.
If your income when you claim is the same as when you bought the policy you’ll get the full amount of cover. If it’s lower you might receive less.
Some changes in your circumstances will mean you no longer qualify. These include being fit to work, reaching the end of your payment period, being abroad for longer than permitted and the expiry of your policy.
Yes, just log into your account to make changes. You can also cancel within the first 30 days for a full refund or any time after 30 days but without a refund. There’s no cancellation fee.
1. Contact our underwriter by phone, email or post to get a claim form.
2. Complete and return it at least 14 days before you expect your first payment. Include: